Overview
Add an optional monthly payment to your Revolv account to unlock more benefits.
Revolv offers optional, fully customizable, interest-free savings plans that help you get more value from your credit line.
With a Savings Plan, you can:
- Build savings instead of spending
- Show consistent on-time payment history
- Become eligible for credit limit increases
Savings Plans are completely optional. You can start, stop, or change your plan at any time during your subscription period.
How it works
When you set up a monthly Savings Plan, we make an advance from your Revolv credit line into the CreditStrong Savings Account that comes with your subscription.
These advances are interest-free, so every monthly payment goes directly toward building your savings balance.
If a payment is missed, new advances are paused. This gives you time to catch up and restart your monthly plan when you’re ready.
Credit line increases
When you make three consecutive on-time savings payments at the minimum required amount for your plan, your credit line becomes eligible for an increase.
On-time payments are those received within the 14-day grace period.
Setting up your monthly Savings Plan
To get started:
- Log in to your customer portal
- Select the Revolv account you want to manage
- Choose Manage Monthly Savings Plan
- Follow the step-by-step prompts to select your amount
Choose a monthly amount you’re comfortable paying consistently. On-time payments are the most important factor.
Missing a payment may result in a late report being sent to the credit bureaus.
You can change your Savings Plan amount at any time. If a payment is already due, changes will take effect after the current payment is made.
Credit limit increases
You may receive a credit limit increase after completing three consecutive on-time payments at or above your plan’s minimum amount.
Each Revolv plan has different limits and increase amounts:
Revolv Basic
- Starting credit limit: $1,000
- Minimum payment for increases: $10
- Credit increase per milestone: $150
- Maximum credit limit: $2,500
Revolv Plus
- Starting credit limit: $2,500
- Minimum payment for increases: $20
- Credit increase per milestone: $250
- Maximum credit limit: $5,000
Revolv Pro
- Starting credit limit: $5,000
- Minimum payment for increases: $25
- Credit increase per milestone: $500
- Maximum credit limit: $10,000
By making steady, on-time payments, you can build payment history, grow your available credit, and save money at the same time.
Example scenarios
- A Revolv Basic customer making a $10 payment each month would reach the $2,500 maximum credit limit in about 30 months and save $300.
- A Revolv Plus customer making a $20 payment each month would reach the $5,000 maximum credit limit in about 30 months and save $600.
- A Revolv Pro customer making a $25 payment each month would reach the $10,000 maximum credit limit in about 30 months and save $750.
Actual results may vary based on payment timing and account activity.
Savings withdrawals
Customers who contribute to their savings through a Revolv Savings Plan may be able to withdraw a portion of their savings balance.
Key things to know:
- Withdrawal limits vary with each Revolv tier.
- Basic: $100 cap
- Plus: $200 cap
- Pro: $250 cap
- Withdrawals are limited to once every 90 days
- Funds are sent to the method of payment on file
Restrictions apply, and eligibility can vary by account. To check whether a withdrawal is available, select Withdraw Funds in your customer portal.
If you have questions about Savings Plans, credit limit increases, or withdrawals, our Support Team is always here to help.